Changelog

A smoother first bank sync

• After you connect a bank, a short setup screen brings in your full history and checks every balance before you see your accounts, so numbers and charts don't shift as data arrives.
• Keep using the app anytime with Continue in the background.

Correct balances for newly connected banks

• Fixed account balances that could be overstated when a bank sent older history just after connecting.
• Bank connections recover on their own when the bank updates data mid-sync, instead of stopping with an error.

Accurate budget alerts

• Spending that lands exactly on a category budget now says the budget is fully used instead of over budget.

Notifications at a sensible hour

• Daily budget alerts now arrive in the morning instead of overnight, and dollar amounts in alerts show commas, like $2,192.63.
• Upcoming-payment reminders now arrive once, the day before a payment is due, instead of days ahead plus a second alert on iPhone.

Analytics that agrees with itself

• Early in the month, Analytics no longer shows conflicting projections. Month-end estimates now follow how your past months usually finish, so bills paid at the start of the month aren't counted several times over.
• "Spending more or less than usual" and Biggest Changes now compare against the same point in past months instead of whole months.

No more duplicate Uncategorized category

• Deposits the app can't match to a category now go to Other Income for you to review, instead of a second "Uncategorized" category that showed up in category lists but not on the Categories page. Existing deposits are moved to Other Income automatically.

Price alerts open the charge

• Tapping a “went up” alert for a recurring bill or subscription now opens the charge that went up, instead of just the transactions list.

Add when you got a home or car

• When you add a home, vehicle, or other asset, you can enter when you got it and what you paid, so your net worth history starts there.

A clearer net worth chart

• When you add a home, car, or loan that has no history yet, the net worth chart now keeps showing how your other accounts have moved, instead of flattening into a line at the bottom.

Readable platform labels

• Web and iOS labels on the changelog now follow light and dark appearance so they stay easy to read.

Track your home, car, and other assets

• Add a home, vehicle, or other asset with what it's worth today, and it counts toward your net worth.
• Record a new value whenever it changes. Each account keeps a value history, so you can see how it has moved.
• Manual investment accounts can be updated the same way, with Update value.

Ask your partner about a transaction

• On any transaction from a shared account, tap Ask to send your partner a quick question, like what a purchase was for.
• They get a notification, answer right from the transaction, and you're notified when they reply.

Investment balances stay up to date

• Connected brokerage and retirement accounts now show the value your institution reports on every sync, instead of staying at the amount from the day you connected them. Net worth and savings goals that use these accounts update with them.

Lock the app with Face ID

• Turn on Face ID, Touch ID, or your passcode in Settings → Preferences to require it when you open Budgeteer Pro on your iPhone.
• Your balances are hidden in the app switcher while the lock is on.

Cleaner empty pages

• Empty pages and lists on the web—Savings, Debt, Recurring, Transactions, Review and more—now show their message cleanly without an extra box.

Easier rule creation

• When adding a rule in Review, the match type and category now open right inside the form, and you can search categories to find the right one quickly.

Stronger privacy between household members

• Private accounts stay private everywhere: imports can no longer add transactions to another member's private account, and your data export no longer includes savings goals tied to someone else's private account.
• View-only members can no longer connect, finish setting up, or disconnect bank connections. They can still refresh them.
• Spreadsheet exports open safely: descriptions, names, and tags that look like formulas are saved as plain text.

Earlier bank reconnect alerts

• You're now alerted as soon as your bank asks you to sign in again, instead of after the next sync fails.
• A bank connection that is about to expire stays flagged until you reconnect it.
• If you turn bank sync alerts on later, you'll still hear about a connection that needs attention.

Automatic account checks for new households

• New households now get automatic account checks and monthly records from day one, the same as everyone else, instead of the old manual month-close steps.

Easier-to-read payment reminders

• Upcoming payment reminders now show the date as month/day/year, like 09/28/2026.

Payment reminders open Recurring

• Tapping an upcoming payment reminder now opens your recurring payments instead of doing nothing.

A refreshed Contact & Support

• Contact & Support has a cleaner look: pick bug, feedback, or question, and the prompts adapt to what you're sending.
• Diagnostics now show exactly what's shared right beside the switch, and a clear confirmation appears once your message is sent.
• Close buttons on forms now use the new glass style.

Sharper product screenshots

• Product screenshots on the website no longer look blurry before you open them full size.

Budgeteer Pro for iPhone is on the App Store

• Download Budgeteer Pro for iPhone from the App Store and sign in with the same account you use on the web.
• Premium is available in the iPhone app too, and one subscription covers your household on the web and iPhone.
• The website now links straight to the App Store, and iPhone visitors can open the app from Safari on any page.

Smoother statement details

• Tapping "Latest statement" on a credit card now opens and closes the details smoothly instead of snapping.

Budget alerts open the right category

• Tapping "View budget" on a budget alert now opens the category it's about and scrolls it into view, instead of stopping at the top of Categories.

Linked recurring transactions pick up the category

• Linking an uncategorized transaction to a recurring bill or subscription now gives it that recurring item's category. Categories you already chose are left as they are.

Keep your place when converting transfers

• Converting a transfer to a regular transaction, or marking a transaction as a transfer, keeps it open so you can keep editing right away.
• On the web, choose Mark as transfer from the type menu to turn a transaction into a transfer or payment. Choosing the transfer type used to fail when you saved.

Link a transfer to its other account

• After marking a transaction as a transfer, choose the account on the other side. Pick a matching transaction there to link the two, or, for an account you track manually, create the matching entry.

Search stays put

• Your search stays in place after you edit, convert, or delete a transaction, or pull to refresh, so older matches no longer disappear.

Clearer account setup steps

• While adding a manual account during setup, the Next button now sits in the Getting Started card instead of floating over the Add Account and Cancel buttons.

Move through setup at your pace

• Use Skip to move to the next step, or the back and forward arrows to explore the guide at your pace. Close saves your place so you can resume later.
• Tour controls stay available while filling out setup forms, and your unsaved entries remain intact.
• A dimmed background and gently animated outline make guided controls easier to spot. Reduce Motion keeps the highlight still.

Finish setup with your plan in view

• Set a category budget before the final Dashboard step, so you can see your plan come together.

Cleaner Review page

• Removed the redundant Close the month card from Review; month-end processing happens automatically.

Closing forms

• Fixed a crash that could occur when swiping a form closed with the keyboard open, including during the setup walkthrough.

Smoother Analytics month changes

• Return to a month you already viewed without a flashing updating indicator. New months still show when their data is loading.

Cleaner Cash Flow totals

• The Income, Spent, and Kept totals in Where money moved now sit flush in their card, without a stray rounded background.

Get started sooner

• Go straight to the getting-started guide after creating your account, without a second introduction slideshow.

Simpler first account setup

• The empty Accounts page has a cleaner layout with one + button to add your first account, without duplicate buttons in the page or setup guide.

Clearer setup guidance

• Follow each field when adding a manual account, use Next to accept a zero balance, and save as soon as the required information is ready.
• The empty Transactions page uses a simpler layout and the + button, without duplicate add buttons in the page and guide.
• Review shows a simple “Nothing to review” message when empty, and its guide sits lower to leave the top content visible.
• After saving a category budget, use Continue to Dashboard to move directly to the final guide step.
• Empty Accounts and Transactions pages now show simpler icons without colored backgrounds.

Clearer balance changes

• The Cash Flow balance chart now adjusts its vertical scale to your actual and projected balances, making changes throughout the month easier to see.

Better-fitting Analytics charts

• Income versus spending now uses a tighter scale that keeps the Net line visible without leaving a large empty area below the bars.

Cleaner page headers

• Use the global + menu to add transactions, accounts, categories, and debts, with duplicate Add buttons removed from those page headers.
• The notification bell now stays at the far right of the page header across pages.
• The Transactions download button now uses a simpler icon with a hover animation and a tooltip explaining that it downloads loaded transactions.
• Turning Bulk Edit on or off keeps transaction rows in place while selection circles appear or disappear.

Clearer transaction types

• Distinct, simpler icons make income, expenses, refunds, transfers, and credit card payments easier to recognize when editing a transaction.

Pause and resume transaction entry

• Collapse a desktop transaction panel and use Resume to continue with your unsaved entries intact. Save and Cancel remain separate actions; temporary entries last until you leave or refresh the page.
• Transaction collapse controls now live inside the panel, and Categories no longer has a redundant header toggle. Transfer and payment editing now includes Cancel.

Bank sync

• Fixed an issue where a $0 bank transaction, such as a card verification, could stop new transactions from syncing for that bank connection. Syncing resumes on its own; no action is needed.

Sign in with Apple name

• Signing up with Sign in with Apple now keeps the name you share with Apple, so your profile and household are no longer labeled with a private relay email address.
• If you chose Hide My Email and have no name on file, your household is now called “My Budget” instead of showing the relay address. You can rename it any time in Settings.

Account transaction scrolling

• Fixed an intermittent slowdown that could make account transaction scrolling stutter after opening the app.
• Reduced repeated work while viewing an account’s transactions.

Account warnings lead to Review

• Open an account warning to see what needs a look in Review.

Clearer loan balance import errors

• When pasted loan history contains extra text or a malformed row, see which line needs fixing and correct it without losing your pasted balances.
• If the current loan balance has no statement date, the import explains how to save it first. It also identifies rows that are not older than your saved balance date.

Quieter automatic account checks

• Healthy connected accounts no longer show routine balance-check badges.
• Account differences get time to settle before they appear in Review. Bank connections that need reconnecting still appear right away.

Smoother welcome screen

• The welcome slideshow fades into the edges of your screen, with a cleaner layout and no preview caption or pause button.

Net worth history goes back further

• Your net worth chart now shows the whole period you pick, back to your oldest transactions and recorded balances, even when a loan or mortgage has no balance for the earlier part of it.
• When an account is missing a balance for part of the period, the solid line pauses there and a dashed line shows the accounts that do have history. A note names the missing account and when full history starts.
• The change shown for a period compares the same accounts at both ends, so a loan appearing partway through no longer looks like a sudden loss.

Faster account details

• Opening an account you have already viewed shows its transactions and balance chart right away instead of reloading, and switching between accounts no longer flashes a loading state.
• Transactions you scrolled to earlier stay loaded when you come back to that account.
• On iOS, rapidly opening and closing statement details no longer overlaps nearby cards or repeatedly replaces loaded details with a loading indicator.

Latest statement row for credit cards

• The Latest statement section now starts collapsed and expands in place when you tap it, so the account page no longer shifts while it loads.
• When statement details are missing, the section explains whether your bank has not provided them yet or the last refresh could not update them.

Sync now feedback

• Tapping Sync now within a minute of the last sync tells you when to try again instead of reporting a new sync.

Clearer recurring calendar

• Browse expected payments and income with clearer calendar controls, readable dates, and consistent amount formatting. Calendar days stay visible, including the first day of the month.
• Move between months with smooth transitions, and reopen the calendar without waiting for already loaded payments and income.

Release notes by platform

• Browse each release in Web, Web and iOS, or iOS groups, with changes collected under a single set of platform labels.

Account checks without a monthly chore

• Your accounts are checked in the background. Review shows specific problems that need a look, while monthly records update automatically.
• Edit older activity without reopening a month. Late bank updates and corrections create updated monthly records.

More detail for tips and loan payments

• See an estimated tip on eligible restaurant purchases, then confirm, correct, or remove it using your receipt. Tips stay included in the total.
• Record principal, interest, escrow, and fees from a loan statement, and import dated balances to extend your loan history.

Clearer net worth history

• See one net worth total that includes your loans and mortgage. Tap the info button to learn about available history.

Automatic account balance checks

• Connected accounts check their latest bank balance against posted activity automatically. Matching accounts need no reconciliation action.
• Review balance differences when they appear, or enter a statement balance for accounts that need a manual check.
• Browse checked accounts whenever you want, and seal the month when you are ready.

Guided setup

• Follow setup from your first account through transactions, categories, recurring payments, and savings. Resume where you left off or skip a step until later.

Recurring calendar

• See upcoming recurring payments and income on a calendar. Pause, archive, or resume tracking while keeping past activity. These controls do not cancel payments with your bank or provider.

Savings funding targets

• Set weekly, monthly, or yearly targets for a savings goal. Choose to refill a balance or set aside new savings, and preview how a contribution affects the amount still needed.

Credit-card statement details

• See available statement balances, due dates, and minimum payments. When enough recent activity is available, see an estimate of the statement balance remaining after posted payments.

A clearer notification inbox

• Find recent alerts in date groups, with clearer unread cards and room to read the full message.
• Open related pages, mark alerts read, or clear them directly from each card. Mark all read in one tap, or confirm clearing read alerts together.
• Enjoy smoother read and clear transitions, with support for larger text and Reduce Motion.

A preview before you get started

• Explore example budgets, top spending categories, and savings goals in a welcome slideshow before creating an account.
• Pause the slideshow or choose a preview, then create an account or sign in. The welcome screen follows your light or dark appearance.

Simpler sign-in and membership on iOS

• Sign in with Apple takes you straight into the app. You are no longer asked to type your name after Apple signs you in.
• Access & Membership now shows your Premium membership and plan options only. Codes are no longer entered in the app; membership redeemed on the website still applies to the app.

Join your household

• Accept your household invitation directly after signing in, even when you do not have a budget yet.
• Open the shared budget after accepting, retry if the connection is interrupted, and return to the same household the next time you open the app.

Consistent money amounts

• Money coming in is green, including refunds and reimbursements. Money going out uses parentheses and the normal text color across Dashboard, transactions, recurring payments, and savings activity.
• See the same amount convention in cash-flow forecasts and Review, with warning colors reserved for amounts that need attention.

Automatic account balance checks

• Connected accounts check their latest bank balance against posted activity automatically. Matching accounts need no reconciliation action.
• Review balance differences when they appear, or enter a statement balance for accounts that need a manual check.
• Browse checked accounts whenever you want, and seal the month when you are ready.

Guided setup

• Follow setup from your first account through transactions, categories, recurring payments, and savings. Resume where you left off or skip a step until later.

Recurring calendar

• See upcoming recurring payments and income on a calendar. Pause, archive, or resume tracking while keeping past activity. These controls do not cancel payments with your bank or provider.

Savings funding targets

• Set weekly, monthly, or yearly targets for a savings goal. Choose to refill a balance or set aside new savings, and preview how a contribution affects the amount still needed.

Credit-card statement details

• See available statement balances, due dates, and minimum payments. When enough recent activity is available, see an estimate of the statement balance remaining after posted payments.

Correct transfer labels

• Convert a transfer or card payment back to ordinary transactions when it was classified incorrectly, while keeping its amounts and account balances.

Smoother transaction filters on phones

• Scroll through Filters & Sort without competing scroll areas. Search your accounts, categories, and tags, or expand each list to see every choice.

Consistent money amounts

• Money coming in is green, including refunds and reimbursements. Money going out uses parentheses and the normal text color across Dashboard, transactions, recurring payments, and savings activity.
• See the same amount convention in cash-flow forecasts and Review, with warning colors reserved for amounts that need attention.

Join your household

• Accept a household invitation immediately after signing in, even when you do not have a budget yet.
• Return directly to your shared budget after accepting an invitation or signing in again.

Loan balances

• Connected loans use the latest balance reported by your lender, so payments, taxes, and insurance activity cannot distort the amount owed.
• For manual loans, update the balance and date from your statement in account settings. Transaction activity leaves that balance unchanged.

Clearer net-worth trends

• Accounts now shows one net-worth trend with a scale suited to its balances and dollar change over the available history.
• When earlier loan balances are unavailable, keep seeing your other accounts as a clearly labeled partial total. Your current net worth still includes every account.
• Hover on the web or touch the iOS chart for exact dates and balances. A single recorded balance appears as a point.
• On iOS, the chart transitions smoothly when you switch date ranges.

Bank syncing after subscribing

• When you subscribe after your trial or paid access ends, connected banks start catching up automatically with the latest available updates.

Official launch

• Budgeteer Pro brings household budgets, bank syncing, and everyday money management together.

Budget proposals

• Review and approve suggested budgets directly from the dashboard.

Website and guides

• Explore the app with screenshots, worked examples, and guides for budgeting, recurring bills, cash flow, savings, debt, and monthly close.
• Compare Free and Premium pricing and the 14-day no-card bank-sync trial before signing up.

Mobile web

• Scroll pages more reliably on iPhone, use recurring-transaction controls more easily, and avoid wide cards or long labels pushing content off screen.
• Website pages open at the top instead of scrolling upward from your previous position.

Bank syncing

• Connect supported U.S. bank accounts, sync transactions automatically, and review suggested categories in one place.

Monthly close

• Review completed months, resolve outstanding items, and close your books. Reopen a month when something needs attention.

Transaction splits

• Split one transaction across multiple categories while keeping the total accurate.

Budget rollovers

• Choose which category budgets carry unused amounts or overspending into the next month.

Notifications

• Keep budget, bill, bank-sync, and household updates together in your notification inbox, with preferences and quiet hours.

Monthly budgets

• Budgets carry into each new month automatically. Amounts you set by hand stay yours; suggestions focus on changing spending patterns.

Dashboard

• See clearer “Budget remaining” wording and a consistent view of assets, debts, and net worth.

Membership

• Compare household Premium plans and understand trial status, billing periods, and paused bank syncing. Choose a plan or continue using the free features.

Monthly close

• Only completed months are offered for closing, and bank-sync changes to a closed month are flagged for review.

Budgeteer Pro for iPhone

• The iPhone app has been submitted for App Store review. Public availability is coming after approval and release.
• Manage your accounts, transactions, budgets, savings, and debt from your iPhone.

Budget proposals

• Review proposed budgets with faster responses when selecting categories.

Cash Flow

• Switch history ranges with familiar filter buttons in a floating bottom bar, within easy reach as you scroll.

iPhone navigation

• Switching between Accounts and Transactions stays responsive through longer sessions. The Rules screen keeps its Back button available.

Offline data

• Saved data stays with the correct household, and older saved results no longer replace newer empty views.

Amounts and accessibility

• Enter savings amounts using your region’s decimal separator. Category choices and edit panels work better with VoiceOver and Reduce Motion.

Budget confirmations and charts

• Budget confirmations use a consistent appearance with one dismissal action. Dashboard date labels no longer overlap near month-end.

Changelog

• The public changelog and shipped-release totals now exclude unreleased updates.

Debt Beta

• Track payoff progress, linked liabilities, payment plans, and payoff projections.
• Create and edit debts without leaving the Debt dashboard.

Savings Goals Beta

• Plan savings with target dates, monthly contribution goals, and progress.
• Create and edit savings goals without leaving the Savings Goals dashboard.

Category Groups

• Organize income, spending, transfers, and business categories into clearer groups.
• Start with a useful category structure, then create or move your own categories where they belong.

Categories

• Browse and choose categories by group while keeping transactions, budgets, rules, reports, and bank suggestions connected to the right category.

Household sharing

• "Team" is now "Household" across web and iOS, with clearer language for sharing a budget with a partner or family member.

iOS Settings

• Find Household, Banks & Connections, Support, About, and Diagnostics more easily.
• See "Manage banks and connections" and "Manage Account" where you expect them.

iOS navigation

• Use the easier-to-reach Add button in Accounts and Transactions, with cleaner scrolling and navigation.

iOS support

• Send support details from Settings when you need help troubleshooting the app.

iOS Transactions

• Fixed long category names being cut off too early.

Cash Flow

• See income, spending, and net income together in the new Cash Flow dashboard.
• Compare the last 4 weeks, 3 months, 12 months, month to date, year to date, or the same period last year.
• Explore spending by category, then open that category's transaction history.

Cash Flow

• Switch between date ranges with less waiting and fewer loading flashes.

Category history

• Fixed tagged transactions not appearing consistently in category history.

Transaction tags

• Create color-coded tags to group transactions across accounts and categories.
• Add tags while creating or editing transactions, transfers, and credit-card payments.
• Filter, search, and export transactions by tag, then manage tags from Profile settings.

Account security

• Strengthened protection around account-move tools so only authorized household admins can use them within their own budget.

Navigation

• Move between core pages with fewer full-page loading states.
• Keep the view you were using visible while fresh information loads, including when changing months or returning to a page.

Admin

• Switch between Admin tabs with less flicker and without losing the panel you had already opened.

Navigation

• Fixed some page and month switches that could show an unnecessary full-page loader.

Category details

• Open and edit a category transaction in a side panel without leaving Categories.
• Edit standard transactions, transfers, and payments from that same flow.

Transactions

• Fixed edited rows not refreshing immediately when search or filters were active.
• Fixed transfers, payments, and category changes sometimes needing a page refresh before both related entries updated.

Data export

• Account exports now include the account reference and opening-balance date, making exported records easier to understand and reconcile.

Account balances

• Fixed negative account and transaction amounts displaying as positive.
• Fixed rare near-zero values appearing as -$0.00.

Household access

• Fixed an edge case where an invited household member could be sent to a personal budget even though they still had access to the shared one.
• Made household role and invitation changes more reliable while access updates are syncing.

Shared households

• Share one budget workspace, invite members from Profile, and choose Admin or Member access.
• Accept an invitation and land directly in the shared household budget.

Analytics and accounts

• See spending pace, biggest movers, cash-flow, payoff trends, and richer account charts.

Access and appearance

• Fixed edge cases around switching or recovering a household workspace after membership changes.
• Improved readability of key light and dark screens, and reduced chart motion when Reduce Motion is enabled.

Account details

• Open a transaction from an account's activity list and edit it without leaving the account panel.
• Change a transaction category inline from the account activity list.

Sidebar

• Find Profile, Support, Sign Out, and the theme switcher together in the sidebar account menu on desktop and mobile.

Account details

• Fixed inline category changes accidentally opening the transaction editor.
• Smoothed the transition between account activity and transaction editing.

Account details

• Open and edit a transaction directly from an account detail panel, with the right editor for transfers and payments.
• Return from editing to the account's activity list without losing context.

Linked accounts

• Fixed account links in transaction details so they open the right account directly, including on mobile.

Mobile website navigation

• Fixed the mobile website header so the theme switcher stays visible, easy to tap, and separate from the scrolling navigation links.

Website and product tour

• Refreshed the Budgeteer Pro website, product tour, changelog, contact, privacy, and terms pages.
• Switch between light and dark appearance from the website navigation.
• Go straight to your dashboard from the website when you are already signed in.

Appearance

• Improved light-mode contrast, labels, and controls across the website and Admin screens.

Categories

• Give categories their own colors and icons, and see them carried through transaction summaries, dashboards, and analytics.

Transactions

• Search for an account while adding a transaction, editing a transfer, or choosing an account in a form.

Analytics

• Analytics now focuses on categories with activity or a budget in the month you selected.

Transactions

• Fixed deleted transfers and transactions lingering in the list until the page refreshed.

Transactions

• Add a transaction or account in a consistent side panel that keeps your place in the app.
• Keep transaction form progress while browsing your transaction list.

Changelog

• Added the public changelog so you can see what has shipped and which fixes to look for.

Mobile

• Made transaction lists easier to scan and use on smaller screens, with improved spacing, truncation, and tap targets.

Profile and data

• Upload a profile picture, update your name and email, manage sign-in methods, and export your budget data from Profile.
• Start account deletion from the app, with a 30-day grace period and a way to cancel it.

Imports

• See CSV import problems in the app with clearer validation details, partial-import results, and a direct way to try another file.

Performance

• Made the app's first load and common workflows faster by loading less up front and improving data requests.

CSV imports

• Recognize more common spreadsheet column names automatically, including openingBalance, creditLimit, and transactionDate.

Imports and transfers

• Fixed import errors only appearing in the browser console instead of the app.
• Fixed failed imports not appearing in import history or leaving you without an easy way to upload another file.
• Fixed transfer account selection and date-picker inconsistencies.

Budgeteer Pro

• Get started with account management, transaction tracking, budgets, categories, CSV imports, analytics, and secure sign-in.